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A home can easily be a person’s largest personal asset and it can be a powerful tool to increase financial stability also. Continue reading “Lower the Rate & Deduct the Interest”

The first thing every homeowner needs to know about plumbing is how to turn the water off in case of an emergency. It’s like having a fire extinguisher; you hope you never need it but you want it just in case you do. Continue reading “Two things everyone needs to know about plumbing”

As rates are inching up but still very affordable, buyers should remember that there is an alternative to a fixed rate mortgage that can provide the lowest cost of housing for the homeowners who understand the parameters. Continue reading “Finding the Best Mortgage”

According to a Federal Reserve report on Consumer Finances, homeowners’ net worth is 36 times greater than that of renters. Building on that study, the National Association of REALTORS® believes that by the end of 2015, the factor will grow to 41 times greater. Continue reading “Your Best Investment”

Affordability and stability are reasons homebuyers choose a 30-year fixed rate mortgage. It makes the payment lower than a 15-year mortgage and the principal and interest portion of the payment will be constant for 30 years. Continue reading “At least consider a shorter one”

A well-planned garage or yard sale can make room in your home, get rid of unused items and make some money but it needs some planning to be successful. Continue reading “Get Ready to Garage Sale”

Over 50% of homebuyers don’t shop to find the best interest rate for their mortgage.  While a buyer would rarely purchase the first home they look at, they will accept the rate and terms offered by only one lender. Continue reading “1/2% Could Make a Big Difference”

Insurance is a way to hedge the risk of a possible loss on an asset that a person or entity cannot afford.  The cost of the coverage is determined by risk and exposure to the insurer and reflected in the premium. Continue reading “Save on Homeowner’s Insurance”

There are sites all over the web that offer to tell you what your home is worth.  Simply plug in your address and email and you’ll get a value.  It’s fast; it’s easy but is it accurate? Continue reading “Fast and Easy But is it Accurate?”

Finding a mortgage lender is not a problem. Selecting someone who will help you find the best loan product for your situation even if it means sending you to another lender is paramount. Continue reading “Selecting a Lender”