Author: admin

Everyone knows someone it has happened to or has heard a tragic story.  It could have been a fire, a flood, a burglary or some other disaster but to file a claim on their insurance, they need the receipts or a list for what is being claimed. Continue reading “Check This Off Your List”

The American bank robber, Willie Sutton, was asked why he robbed banks and his answer was “because that is where the money is.”  During his 40-year career, he stole about $2 million but Internet scammers are stealing many times that amount in phishing schemes preying on unsuspecting home buyers. Continue reading “Mortgage Closing Scams”

You don’t have to watch TV for long before Tom Selleck, Henry Winkler or Robert Wagner will tell you why seniors should consider a reverse mortgage.  Continue reading “Why have a mortgage during retirement?”

A lower rate will not only result in a lower payment, it will amortize the loan quicker.  A $250,000 mortgage at 4.5% for 30 years will have a $1,266.71 principal and interest payment.  Continue reading “Shopping for a Mortgage”

A well-planned garage or yard sale can give you extra space in your home, get rid of unused items and make some money but it needs some of the same considerations that any business needs to be successful. Continue reading “Get Ready to Garage Sale”

It is the way the property is used that determines the type of property it is, not what it looks like.  Continue reading “What kind of properties are these?”

The least amount in a down payment is an attractive option when people are thinking of buying a home.  Continue reading “Why Put More Down”

Home improvement loans provide a source of funds for owners to finance the improvements they want to make.  Continue reading “Financing Home Improvements”

House-hacking refers to buying a multifamily property on an owner-occupied mortgage, living in one unit and renting the others. Continue reading “House-Hacking Rental Property”

Now that the standard deduction is increased to $12,200 for single taxpayers and $24,400 for married ones, many homeowners are better off with the standard deduction than itemizing their deductions to write off their mortgage interest and property taxes.  Continue reading “Take the Standard Deduction & the Home”