Month: August 2020

The largest expenditure a buyer has when purchasing a home is the down payment which can range from zero for veterans or 3.5%, 5%, 10% and 20%.  With mortgages come closing costs which can be another 2-4% and must be paid at settlement in cash. Continue reading “Anticipating the Cost of a Home”

Even if Benjamin Franklin never actually used the expression “a penny saved is a penny earned”, the reality is that it has been a sentiment for frugality for centuries.  He did say: “Beware of little expenses; a small leak will sink a great ship.”  At the end of the day, it is not about how much you make as much as it is about how much you keep. Continue reading “Personal Finance Review”

Some people don’t need a reason to buy a home, they just want it.  That can be enough justification by itself.  Other people need some solid logic before they’re ready to make the commitment.  The following reasons might help you to make a decision. Continue reading “7 Reasons to Buy a Home”

Maybe you’re not ready to move into it but that doesn’t mean that you shouldn’t take advantage of the present opportunities to acquire the home you want to live in during retirement. Continue reading “Buy Your Retirement Home Now”